Damages claims and insurance disputes
We pursue claims for damages and act in disputes with insurers — in rejected or undervalued claims, business losses, and compensation for infringement of copyright and intellectual property rights.
We pursue claims for damages and act in disputes with insurers where a claim has been rejected or undervalued. We also cover business losses and compensation for infringement of copyright and intellectual property rights.
With damages, the question is often not whether you are entitled to compensation, but whether you will receive what you are actually owed, and within a reasonable time. Insurers frequently reject claims or offer less than they should, so a well-prepared claim and a realistic assessment are key. Our task is to assess the basis and the amount, gather the evidence, and handle the claim so as to avoid unnecessary reductions or delay.
Six situations in which it is worth getting in touch.
- Your insurer has rejected your claim or made a substantially inadequate offer.
- Liability (who is responsible) or the amount of damages is in dispute.
- The matter involves business losses — business interruption, breach of contract, damage to company property.
- Before accepting an insurer's settlement offer, you want to check whether it is fair.
- The matter involves an infringement of copyright or another intellectual property right and the related loss.
- A limitation period is approaching and timely action is needed.
From assessing the claim to payment or judgment.
Assessing the claim
We assess liability, causation and the realistic amount of damages based on the available documentation.
Preparing and filing the claim
We prepare a substantiated claim for damages with all the supporting evidence.
Negotiations with the insurer
We negotiate for the appropriate amount and respond to a rejection or an offer that is too low.
Objections and appeals
We challenge an insurer's rejection or decision with a reasoned objection or appeal.
Business and property losses
Damages arising from contractual and non-contractual relationships between companies and individuals.
Damages for infringement of copyright and intellectual property rights
Pursuing damages for infringement of copyright and intellectual property rights, where specialist knowledge of copyright and IP law is decisive.
Court representation
A damages action and representation in litigation where no settlement is possible.
A well-prepared claim determines the amount.
Insurers handle claims professionally and routinely, while individuals are often at an informational and negotiating disadvantage. Initial offers may therefore be lower than the claim is worth, especially where the injured party has no legal support, or where the claim becomes time-barred. The difference is most apparent in contested and high-value matters.
The amount of damages is rarely a matter of luck and often a matter of evidence.
Tjaša Ozimek
She leads the firm's damages and private wealth practice, advising and acting in claims for damages and disputes with insurers, with an emphasis on rejected and contested claims, business losses, and damages for infringement of copyright and intellectual property rights.
View profile →Damages: frequently asked questions
My insurer has rejected my claim — what now?
We review the reasons for the rejection and the documentation and prepare an objection or appeal. If that does not succeed, the claim can be pursued in court. It is important to act before the deadlines expire.
Should I accept the insurer's settlement offer?
Only after assessing whether it matches the actual extent of the loss. The first offer is often lower than what would be due. It is advisable to have the offer legally reviewed before signing.
When does a claim for damages become time-barred?
The limitation periods vary according to the type of loss and the relationship. As they are relatively short, it is sensible to act as soon as possible. We assess the applicable limitation period after reviewing the matter.
Do you also cover business losses and damages for intellectual property infringements?
Yes — we pursue damages arising from business relationships (business interruption, property damage, breach of contract) and damages for infringement of copyright and intellectual property rights, where specialist knowledge and the preparation of evidence are often decisive.
How is the amount of compensation for non-pecuniary damage determined?
The court assesses it according to the severity and duration of the consequences and established case law; each head, such as physical pain, mental distress and fear, is considered separately. We prepare a realistic estimate after reviewing the documentation.
Related insights
Your insurer has rejected your insurance claim: what you can do
The steps after a rejection — reviewing the reasons, the objection, evidence, deadlines and the path to fair compensation.
Read more →Damages for copyright infringement: when and how to claim
Which claims can be brought, how the loss is assessed, and why specialist knowledge of copyright law is decisive.
Read more →